Visa
FinanceVisa is teaching AI agents to spend. vCons are the proof of what the human actually meant.
Gap: Visa can verify that an agent is legitimate and authorized to pay, but the original human instruction, the agent's interpretation, and any agent-to-agent negotiation stay trapped inside the chat app or agent logs. When a transaction is challenged, there is no portable, verifiable record connecting what the person asked for to what the machine did.
vCon unlock: vCons preserve the conversational provenance around a payment — human instruction, agent dialog, tool calls, negotiated terms, and context — as a signed, portable record. Visa keeps authorizing transactions while enterprises can prove intent as well as permission, making disputes and compliance auditable across the network.
